Alabama
An Alabama-specific playbook for open enrollment: payroll tax mechanics, state employer credits, household program coordination, and tornado readiness that change what your employees should elect and what your CFO can claim.
State playbooks
State-by-state benefits playbooks
Matchbook tunes its decision engine to each state's payroll tax mechanics, employer credits, household programs, and disaster rules. Pick a state to see the playbook.
Alaska
An Alaska-specific playbook for open enrollment: payroll tax mechanics including the rare employee SUI contribution, Education Tax Credit stacking, PFD household income treatment, Denali KidCare screening, and disaster readiness that change what Alaska employees should elect and what the CFO can claim.
Arizona
An Arizona-specific playbook for open enrollment: flat-tax payroll mechanics, state employer credits, household program coordination, and wildfire and heat disaster readiness that change what your employees should elect and what your CFO can claim.
Arkansas
An Arkansas-specific playbook for open enrollment: payroll tax mechanics under the 3.9% top rate, state employer credits, ARKids and ARHOME coordination, and tornado and ice-storm readiness that change what employees elect and what CFOs can claim.
California
A California-specific playbook for open enrollment: how the nation's highest marginal state income tax stack, uncapped SDI, Bay Area commuter mandate, Paid Family Leave, universal TK, Covered California, and wildfire IRC 139 relief change what your employees should elect and what your CFO can claim.
Colorado
A Colorado-specific playbook for open enrollment: payroll tax mechanics, state employer credits, household program coordination, FAMLI coordination, and disaster readiness that change what your employees should elect and what your CFO can claim.
Connecticut
A Connecticut-specific playbook for open enrollment: payroll tax mechanics, state employer credits, household program coordination, CT Paid Leave coordination, and disaster readiness that change what your employees should elect and what your CFO can claim.
Delaware
A Delaware-specific playbook for open enrollment: progressive income tax mechanics, the 2026 Paid Leave (PFMLA) ramp, state employer credits, household program coordination, and nor'easter and coastal-storm readiness that change what your employees should elect and what your CFO can claim.
Florida
A Florida-specific playbook for open enrollment: payroll tax mechanics, state employer credits, household program coordination, and disaster readiness that change what your employees should elect and what your CFO can claim.
Georgia
A Georgia-specific playbook for open enrollment: payroll tax mechanics under the new flat 5.19% income tax, state employer credits, household program coordination anchored by the lottery-funded universal Pre-K, and disaster readiness for hurricane, tornado, and winter-storm events.
Hawaii
A Hawaii-specific playbook for open enrollment: Prepaid Health Care Act interactions, payroll tax mechanics, state employer credits, household program coordination, and wildfire and hurricane readiness that change what your employees should elect and what your CFO can claim.
Idaho
An Idaho-specific playbook for open enrollment: payroll tax mechanics, state employer credits, household program coordination, and disaster readiness that change what your employees should elect and what your CFO can claim.
Illinois
An Illinois-specific playbook for open enrollment: payroll tax mechanics, state employer credits, Chicago commuter mandate compliance, household program coordination, and disaster readiness that change what your employees should elect and what your CFO can claim.
Indiana
An Indiana-specific playbook for open enrollment: payroll tax mechanics, state employer credits, household program coordination, and disaster readiness that change what your employees should elect and what your CFO can claim.
Iowa
An Iowa-specific playbook for open enrollment: flat-tax payroll mechanics, state employer credits (including Iowa's employer childcare credit), household program coordination, and derecho and flood disaster readiness that change what your employees should elect and what your CFO can claim.
Kansas
A Kansas-specific playbook for open enrollment: payroll tax mechanics, state employer credits, household program coordination, and tornado disaster readiness that change what your employees should elect and what your CFO can claim.
Kentucky
A Kentucky-specific playbook for open enrollment: payroll tax mechanics with the flat state rate stepping to 3.5%, local occupational taxes, state employer credits, household program coordination through kynect, and disaster readiness that change what your employees should elect and what your CFO can claim.
Louisiana
A Louisiana-specific playbook for open enrollment: payroll tax mechanics under the new flat 3% income tax, state employer credits including School Readiness (Workforce Child Care) tax credits, household program coordination, and hurricane disaster readiness.
Maine
A Maine-specific playbook for open enrollment: payroll tax mechanics, state employer credits, household program coordination, PFML ramp, and disaster readiness that change what your employees should elect and what your CFO can claim.
Maryland
A Maryland-specific playbook for open enrollment: stacked state plus county income tax mechanics, employer credits, household program coordination, FAMLI timing, and disaster readiness that change what your employees should elect and what your CFO can claim.
Massachusetts
A Massachusetts-specific playbook for open enrollment: payroll tax mechanics including the 4% millionaire surtax, PFML coordination, RomneyCare-era household programs, state employer credits, and nor'easter disaster readiness that change what your employees should elect and what your CFO can claim.
Michigan
A Michigan-specific playbook for open enrollment: payroll tax mechanics, state and city income tax layering, employer credits, household program coordination, and disaster readiness that change what your employees should elect and what your CFO can claim.
Minnesota
A Minnesota-specific playbook for open enrollment: progressive-tax savings stack mechanics, state employer credits, household program coordination including MinnesotaCare and the 2026 Paid Leave launch, and cold-weather disaster readiness.
Mississippi
A Mississippi-specific playbook for open enrollment: flat-tax payroll mechanics, state employer credits, household program coordination, and hurricane and tornado disaster readiness that change what your employees should elect and what your CFO can claim.
Missouri
A Missouri-specific playbook for open enrollment: payroll tax mechanics, state employer credits, household program coordination, and disaster readiness that change what your employees should elect and what your CFO can claim.
Montana
A Montana-specific playbook for open enrollment: payroll tax mechanics under the simplified two-bracket income tax, state employer credits (Jobs Growth, Apprenticeship, Trades Education), household program coordination (Best Beginnings, Healthy Montana Kids), and wildfire and flood disaster readiness.
Nebraska
A Nebraska-specific playbook for open enrollment: payroll tax mechanics, state employer credits, household program coordination, and disaster readiness that change what your employees should elect and what your CFO can claim.
Nevada
A Nevada-specific playbook for open enrollment: payroll tax mechanics including the Modified Business Tax, state employer credits, household program coordination, and disaster readiness that change what your employees should elect and what your CFO can claim.
New Hampshire
A New Hampshire-specific playbook for open enrollment: the post-I&D-repeal pre-tax stack, Granite State Paid Family Leave coordination, SUI mechanics, state employer credits, household program routing, and nor'easter and ice-storm readiness.
New Jersey
A New Jersey-specific playbook for open enrollment: progressive income tax and TDI/FLI/WF coordination, NJ employer incentives, household program alignment, and nor'easter or coastal disaster readiness that change what your employees should elect and what your CFO can claim.
New Mexico
A New Mexico-specific playbook for open enrollment: progressive state income tax mechanics, SUI and employer credits, household program coordination (including free universal child care), and wildfire and flood disaster readiness that change what your employees should elect and what your CFO can claim.
New York
A New York-specific playbook for open enrollment: payroll tax mechanics across state, NYC, and Yonkers, DBL and PFL coordination, MCTMT, employer credits, household program coordination, NYC commuter benefits compliance, and Section 139 disaster readiness.
North Carolina
A North Carolina-specific playbook for open enrollment: flat-rate payroll tax mechanics, state employer credits, household program coordination after Medicaid expansion, and disaster readiness after Hurricane Helene.
North Dakota
A North Dakota-specific playbook for open enrollment: payroll tax mechanics, state employer credits, household program coordination, and disaster readiness that change what your employees should elect and what your CFO can claim.
Ohio
An Ohio-specific playbook for open enrollment: simplified state brackets plus variable municipal income taxes, SUI mechanics, state employer credits, household program coordination, and disaster readiness that change what your employees should elect and what your CFO can claim.
Oklahoma
An Oklahoma-specific playbook for open enrollment: payroll tax mechanics, state employer credits, household program coordination including the state's landmark universal Pre-K, and disaster readiness that change what your employees should elect and what your CFO can claim.
Oregon
An Oregon-specific playbook for open enrollment: progressive state tax mechanics, Multnomah County PFA and Metro SHS surtaxes, Paid Leave Oregon coordination, employer credits, household program integration, and wildfire and ice storm disaster readiness.
Pennsylvania
A Pennsylvania-specific playbook for open enrollment: PIT and local EIT mechanics, the Section 125 treatment mismatch that trips every payroll system, state employer credits, household program coordination, and disaster readiness that change what your employees should elect and what your CFO can claim.
Rhode Island
A Rhode Island-specific playbook for open enrollment: payroll tax mechanics including TDI and TCI employee contributions, state employer credits, household program coordination, and disaster readiness that change what your employees should elect and what your CFO can claim.
South Carolina
A South Carolina-specific playbook for open enrollment: payroll tax mechanics, state employer credits, household program coordination, and hurricane and inland flooding readiness that change what your employees should elect and what your CFO can claim.
South Dakota
A South Dakota-specific playbook for open enrollment: payroll tax mechanics, state employer credits, household program coordination, and disaster readiness that change what your employees should elect and what your CFO can claim.
Tennessee
A Tennessee-specific playbook for open enrollment: payroll tax mechanics, state employer credits, household program coordination, and disaster readiness that change what your employees should elect and what your CFO can claim.
Texas
A Texas-specific playbook for open enrollment: payroll tax mechanics, state employer credits, household program coordination, and disaster readiness that change what your employees should elect and what your CFO can claim.
Utah
A Utah-specific playbook for open enrollment: flat-tax payroll mechanics, state employer credits (EDTIF, Rural Economic Development, Life Sciences), household program coordination, my529 stacking, UTA commuter levers, and disaster readiness.
Vermont
A Vermont-specific playbook for open enrollment: progressive state income tax, the new Child Care Contribution payroll tax, Universal Pre-K coordination, Dr. Dynasaur and Vermont Health Connect screening, and flood-disaster readiness that change what your employees should elect and what your CFO can claim.
Virginia
A Virginia-specific playbook for open enrollment: payroll tax mechanics, state employer credits, household program coordination, and disaster readiness that change what your employees should elect and what your CFO can claim.
Washington
A Washington-specific playbook for open enrollment: payroll tax mechanics (no wage income tax but WA Cares, PFML, Seattle JumpStart), state employer credits, household program coordination, and disaster readiness that change what your employees should elect and what your CFO can claim.
West Virginia
A West Virginia-specific playbook for open enrollment: a shrinking top marginal rate, a low SUI wage base, manufacturing and R&D credits, and a nation-leading Universal Pre-K program that changes what DCFSA should actually fund.
Wisconsin
A Wisconsin-specific playbook for open enrollment: progressive state income tax mechanics, Badger State employer credits, 4K/5K and Wisconsin Shares coordination, and Section 139 disaster readiness for tornadoes, floods, and winter storms.
Wyoming
A Wyoming-specific playbook for open enrollment: payroll tax mechanics, the absence of state income tax and a state 529, household program coordination (Kid Care CHIP, Child Care Subsidy), and disaster readiness that change what your employees should elect and what your CFO can claim.